Best Cd Rates 2025 February. Competitive cd apys have been trending downward throughout 2025. The new fd interest rates, which came into effect on december 2, 2025, now range between 3.50% to 7.5% for regular citizens and 3.5% to 8% for senior citizens.
Our top picks for best cd rates for february 2025. 29, 2025, based on the banks we track.
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